ONLINE FINANCIAL CALCULATORS

Choose from eleven quick and easy-to-use mortgage calculators to estimate how much of a home you can purchase, view loan comparison charts, amortization tables, calculate monthly payments, set saving goals and many additional calculations to fit your needs all in the privacy of your home or office. Click here for consumer mortgage facts.
 

• Home Affordability Calculator
  This calculator computes the most expensive home you can buy based on the highest payment you can afford, but does not indicate whether you would qualify for the loan.
   
• Advanced Loan Calculator
  This calculator computes any one of the following given the others: the home price, number of payments, payment amount, or interest rate. Leave one of the first four fields blank to solve for that value.
   
• Mortgage Qualification Calculator
  Most lenders base their home loan qualification on both your total monthly gross income and your monthly fixed debt expenses. Fixed debt expenses include property taxes, mortgage insurance (PMI), association dues, and credit card payments.
   
• Fixed Rate Loan Payments
  This calculator computes the payments (principal and interest) for a fixed rate loan, using monthly interest compounding and monthly payments.
   
• Adjustable Rate Loan Payments
  This calculator computes the estimated payments and interest for an adjustable rate loan, where the rate increases by the maximum amount allowed at each interval until it reaches the rate cap.
   
• Balloon Loan Payments
  This calculator computes the payment amount necessary to satisfy a simple loan with an optional balloon payment, using monthly interest compounding and monthly payments.
   
• Loan Comparison Calculator
  This calculator will help you compare the total cost of any two or three loans. This analysis includes the effect of a tax deduction for interest. If the interest is not deductible, or if you do not want to show the effect of the tax deduction, choose an income tax rate of zero.
   
• Extra Payment Calculator
  This calculator computes the monetary advantage to paying extra principal with your payments.
   
• Refinance Calculator
  When you refinance at a lower interest rate, you usually pay refinancing costs including points, fees, and closing costs.This calculator will tell you if the amount you save in interest will exceed these refinancing costs.The calculated results depend on how long you plan to keep this property.
   
• Loan Consolidation
  This calculator determines the advantage or disadvantage of consolidating various loans and credit card debt. Click the "Add" button to enter up to 10 different loans and accounts.
   
• Rent vs Buy Calculator
  This calculator compares the cost of renting versus the real cost of buying a home.
   

Do you have any feedback, comments or questions that were not answered here?
 

NOTE:  If you are looking to buy a home, let us help you find the best loan for you.  Just call Barbara Brubaker at (714) 990-3914 Ext. 11, or e-mail us at barbara@1homeseller.com with any questions.

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1% Homeseller, Inc.
www.1homeseller.com
A Full Service Real Estate Corporation
Offering Discount Commissions for Sellers
and Cash Rebates to Buyers since 1989
558 E. Lambert Rd., Brea, CA 92821
Two Blocks West of the 57 Freeway

QUESTIONS?  Email or Call our Office at:
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